Payday Loan or Cash Advance

Nevada Payday Loan Laws:

Payday loans are a short term loan that is often used to help an individual or family squeeze by until the next paycheck arrives. These loans are characterized as being easy to get and carrying very high interest rates and fees. In many states, there are a number of regulations for these loans. Nevada is very open when its payday loan regulations are compared to those of other states.

Term of Loan
1. Nevada limits payday loans to 60 days. Payday loan companies are not allowed to increase the length of a payday loan to more than 60 days after the original loan is set to expire.
Interest Rate
2. Nevada does not have any cap on the annual percentage rate of a loan unless the loan goes into default. If that happens, the rate must be no more than 10 percentage points higher than the prime rate for the biggest bank in the state.
Amount of Loan
3. Nevada does not set a maximum amount for all consumers. Instead, the maximum that can be loaned is based on the consumer’s monthly income and is capped at 25 percent. For example, if you make $1,000 per month, you would be able to take out a payday loan of $250. Nevada does not limit the number of loans that a person may take out from different lending companies.
Fees and Defaulting
4. Nevada allows payday loan companies to charge $25 for the first two checks that are returned for lack of funds. If the individual refuses to pay, the company does have the right to take the individual to civil court. However, unless the company can prove the individual took out the loan with the intent to not repay it, the customer cannot face criminal charges.
Where to File Complaints
5. If you have a complaint against a payday loan company in Nevada, you must complete a complaint form (www.fid.state.nv.us) and mail it to the Financial Institutions Division, 2785 E. Desert Inn Rd., Suite 180, Las Vegas, NV 89121. Only do business with a licensed payday loan company. You may also want to contact the Federal Trade Commission at www.ftc.gov
By Mark Kennan, eHow Contributing Writer

Below is a list of Payday Loan companies with physical locations in Nevada. Other companies may offer payday loans online in Nevada. Please check if the company you are dealing with is licensed in Nevada and abides by their state laws.

EAGLE PAYDAY LOANS 702-403-1396
5940 S. Rainbow Blvd., Las Vegas, Nevada 89107
Eagle Payday Loan offers cash advances when you are days away from your payday, but desperately need the cash. Call and ask about necessary collateral and interest.

ADVANCE AMERICA 775-841-6330
3331 Us Highway 50 E Ste 1, Carson City, Nevada 89701

PAYCHECK ADVANCE     775-883-8115
1987 N Carson St Ste 45, Carson City, Nevada 89701

MONEYTREE 775-882-2274
2073 Us Highway 50 E Ste 5, Carson City, Nevada 89701

MONEYTREE 775-624-6669
5015 W 7th St, Reno, Nevada 89523

ADVANCE AMERICA 775-746-0140
5150 Mae Anne Ave, Reno, Nevada 89523

DOLLAR LOAN CENTER 775-746-2274
5030 Las Brisas Blvd Ste 6, Reno, Nevada 89523

CHECK CITY 775-996-1992
734 S Meadows Pkwy Ste 101, Reno, Nevada 89521

DOLLAR LOAN CENTER 775-853-3334
748 S Meadows Pkwy, Reno, Nevada 89521

PAYCHECK ADVANCE     775-852-3010
175 Damonte Ranch Pkwy Ste D, Reno, Nevada 89521

DUBBLE CHECK 775-623-3514
350 S Bridge St, Winnemucca, Nevada 89445

MONEYTREE 775-354-1300
102 Los Altos Pkwy, Sparks, Nevada 89436

DOLLAR LOAN CENTER 775-626-6777
113 Los Altos Pkwy, Sparks, Nevada 89436

MONEYTREE 775-359-1900
1475 E Prater Way, Sparks, Nevada 89434

DOLLAR LOAN CENTER 775-284-5626
889 Sparks Blvd, Sparks, Nevada 89434

DOLLAR LOAN CENTER 775-674-3400
5105 Sun Valley Blvd, Sun Valley, Nevada 89433

PAYCHECK ADVANCE     775-673-1777
5505 Sun Valley Blvd, Sun Valley, Nevada 89433

METROPAWN 775-359-5151
255 E Glendale Ave, Sparks, Nevada 89431

RENT A CENTER 775-358-1818
2233 Oddie Blvd, Sparks, Nevada 89431

CHECK CITY 775-996-1919
2945 El Rancho Dr Ste 105, Sparks, Nevada

ADVANCE AMERICA  775-356-3898
1125 N Mccarran Blvd, Sparks, Nevada 89431

ADVANCE AMERICA 775-331-7201
2855 N Mccarran Blvd Ste 104, Sparks, Nevada 89431

CHECK CITY 775-996-1999
10590 N Mccarran Blvd, Reno, Nevada 89503

CASHCO 775-322-5005
495 Keystone Ave Ste B, Reno, Nevada 89503

METROPAWN 775-322-1030
800 W 5th St, Reno, Nevada 89503

FROG CENTER 775-331-2244
614 Victorian Ave, Sparks, Nevada 89431

FROG CENTER 775-322-6788
955 W 5th St, Reno, Nevada 89503

PAYCHECK ADVANCE     775-747-7678
10310 N Mccarran Blvd Ste 100, Reno, Nevada 89503

MONEYTREE 775-329-6669
555 S Virginia St, Reno, Nevada 89501

LOANMAX 775-883-6644
1936 N Carson St, Carson City, Nevada 89701

FROG CENTER 775-885-0505
444 E William St Ste 17, Carson City, Nevada 89701

FROG CENTER 775-826-7733
1901 Silverada Blvd Ste 24, Reno, Nevada 89512

ABC FINANCE 775-827-8069
855 E 4th St Ste G, Reno, Nevada 89512

RENT A CENTER 775-777-8200
2562 Idaho St, Elko, Nevada 89801

PAYCHECK ADVANCE     775-324-2358
75 W Plumb Ln, Reno, Nevada 89509

PAYCHECK ADVANCE     775-677-4486
155 Lemmon Dr Ste 103, Reno, Nevada 89506

CHECK N GO     775-971-0834
1075 N Hills Blvd Ste 150, Reno, Nevada 89506

RUBY MOUNTAIN PAWN 775-777-3203
1340 Idaho St, Elko, Nevada 89801

DOLLAR LOAN CENTER 775-882-6999
3325 Retail Dr Ste 105, Carson City, Nevada 89706

MONEY POINT     775-841-3300
2307 N Carson St, Carson City, Nevada 89706

CHECK N GO 775-883-1222
3733 N Carson St, Carson City, Nevada 89706

PAYCHECK ADVANCE     775-267-1157
931 Jacks Valley Rd Ste C, Carson City, Nevada 89705

MONEYTREE 775-328-1000
2905 Clear Acre Ln, Reno, Nevada 89512

PAYCHECK ADVANCE     775-853-9977
6775 Sierra Center Pkwy Ste 40, Reno, Nevada 89511

CHECK CITY 775-996-1990
5220 Longley Ln Ste 400, Reno, Nevada 89511

MONEYTREE 775-825-6669
5140 Kietzke Ln, Reno, Nevada 89511

DOLLAR LOAN CENTER 775-841-2274
3970 Us Higway 395, Carson City, Nevada 89701

CASHPRO 775-885-8114
4306 S Carson St, Carson City, Nevada 89701

PAYCHECK ADVANCE     775-882-7118
1621 Us Highway 50 E Ste C, Carson City, Nevada 89701

RENT A CENTER 775-841-7368
2040 Us Highway 50 E, Carson City, Nevada 89701

DOLLAR LOAN CENTER 702-319-5626
642 E Horizon Dr Ste 100, Henderson, Nevada 89015

CHECK N GO 702-566-2444
278 E Lake Mead Pkwy Ste B, Henderson, Nevada 89015

GET CASH NETWORK 702-433-6116
2920 N Green Valley Pkwy, Henderson, Nevada 89014

DOLLAR LOAN CENTER 702-434-5599
1010 W Sunset Rd, Henderson, Nevada 89014

CASH BOX 702-436-9944
1381 W Sunset Rd, Henderson, Nevada 89014

CASH PLUS INC 702-577-3543
1331 W Warm Springs Rd, Henderson, Nevada 89014

LOANEX FAST CASH 702-566-9200
712 W Sunset Rd Ste A, Henderson, Nevada 89011

PAYCHECK ADVANCE     775-355-5885
549 E Prater Way, Sparks, Nevada 89431

DOLLAR LOAN CENTER 775-575-2525
1201 Penny Ln Ste 160, Fernley, Nevada 89408

PAYCHECK ADVANCE     775-246-3474
9 Retail Rd Ste 7, Dayton, Nevada 89403

CHECK N GO 702-438-4757
6775 E Lake Mead Blvd Ste 1, Las Vegas, Nevada 89156

CASH AMERICA SUPER PAWN 702-777-1011
7095 N Durango Dr, Las Vegas, Nevada 89149

DOLLAR LOAN CENTER 702-693-5626
8665 W Flamingo Rd Ste 118, Las Vegas, Nevada 89147

DOLLAR LOAN CENTER 702-364-5626
6122 W Sahara Ave, Las Vegas, Nevada 89146

CHECK N GO 702-457-3887
5841 E Charleston Blvd Ste 210, Las Vegas, Nevada 89142

MONEYTREE 888-604-6669
7425 S Eastern Ave Ste 101, Las Vegas, Nevada 89123

CHECK N GO 702-457-0033
2775 S Nellis Blvd Ste 1, Las Vegas, Nevada 89121

DOLLAR LOAN CENTER 702-434-0152
3320 E Flamingo Rd, Las Vegas, Nevada 89121

DOLLAR LOAN CENTER 702-567-5200
6420 S Pecos Rd Ste A2, Las Vegas, Nevada 89120

DOLLAR LOAN CENTER 702-838-5626
1680 E Flamingo Rd, Las Vegas, Nevada 89119

DOLLAR LOAN CENTER 702-862-4222
5335 S Decatur Blvd Ste A, Las Vegas, Nevada 89118

DOLLAR LOAN CENTER
702-898-5626
5693 S Jones Blvd Ste 121, Las Vegas, Nevada 89118

DOLLAR LOAN CENTER 702-368-5626
5875 S Rainbow Blvd Ste 100, Las Vegas, Nevada 89118

DOLLAR LOAN CENTER 702-251-1800
7345 S Durango Dr, Las Vegas, Nevada 89113

CHECK INTO CASH 775-322-2082
1155 W 4th St, Reno, Nevada 89503

ADVANCED CHECK CASHING & PAYDAY LOANS 775-322-6788
955 W 5th St, Reno, Nevada 89503

DOLLAR LOAN CENTER 775-624-2274
595 Keystone Ave, Reno, Nevada 89503

METROPAWN 775-828-5454
6150 S Virginia St, Reno, Nevada 89502

ADVANCE A CHECK 775-825-2211
469 E Plumb Ln, Reno, Nevada 89502

CASHCO 775-323-2274
645 S Wells Ave, Reno, Nevada 89502

MONEY POINT 775-828-7333
3350 Kietzke Ln, Reno, Nevada 89502

DOLLAR LOAN CENTER 775-829-2274
490 E Plumb Ln, Reno, Nevada 89502

PAYCHECK ADVANCE     775-825-5503
3977 S Mccarran Blvd, Reno, Nevada 89502

ADVANCE AMERICA 775-828-0310
5005 S Mccarran Blvd, Reno, Nevada 89502

DOLLAR LOAN CENTER 775-829-6999
3324 S Mccarran Blvd, Reno, Nevada 89502

CHECK N GO 775-829-1146
4966 S Virginia St, Reno, Nevada 89502

CASH 1 775-825-2555
5890 S Virginia St, Reno, Nevada 89502

WESTERN UNION 702-638-2274
2300 N Rainbow Blvd, Las Vegas, Nevada 89108

DOLLAR LOAN CENTER 702-259-5505
282 S Decatur Blvd, Las Vegas, Nevada 89107

DOLLAR LOAN CENTER 702-870-5626
1550 E Sahara Ave, Las Vegas, Nevada 89104

DOLLAR LOAN CENTER 702-631-5626
4160 E Sahara Ave, Las Vegas, Nevada 89104

CHECK N GO 702-579-9900
4180 S Rainbow Blvd, Las Vegas, Nevada 89103

MY CASH MONEY TODAY 775-727-1300
970 N Leslie St Ste D, Pahrump, Nevada 89060

DOLLAR LOAN CENTER 702-614-4500
2654 W Horizon Ridge Pkwy Ste, Henderson, Nevada 89052

CASH BOX 702-257-2266
3061 Saint Rose Pkwy, Henderson, Nevada 89052

EXPRESS AUCTIONS AND LOANS 775-751-5151
921 S Highway 160 Apt S, Pahrump, Nevada 89048

DOLLAR LOAN CENTER 702-649-5626
1631 W Craig Rd Ste 3a, North Las Vegas, Nevada 89032

MONEYTREE 702-396-2220
4210 W Craig Rd Ste 106, North Las Vegas, Nevada 89032

CASH AMERICA PAWN 702-873-5823
6424 Losee Rd, North Las Vegas, Nevada 89030

PAYDAY LOANS LAS VEGAS 702-920-0262
140 E Flamingo Rd, Las Vegas, Nevada 89109